
Policy Direct accepts people with many pre-existing medical conditions at no additional premium! We can also accept a much higher level of medical condition at an additional premium.
Features include:
Travel Well Insurance offers three tiers of covers to suit a wide range of needs, with the ability to cover higher sums insured than standard providers for those well-deserved breaks.
We are also able to cover a wide range of medical conditions, subject to our medical screening process, so you can rest assured your pre-existing conditions are covered. We can also cover medical expenses only with our bronze cover if this is what is important to you.
Brokers – If your clients are currently under investigation for an undiagnosed condition or are currently on a waiting list, please call us on 01603 613531 to discuss further as we will need to quote these over the phone to assist you with the journey.
General Exclusions
- No cover extended for anyone over the age of 79 years
- Minimum age lead traveller of 18 years old
- Cover for up ages up to 65 with our winter sports addon with our silver and gold cover levels, no winter sports cover available for bronze packages Optional addons – gold & silver packages only
Annual Multi-Trip features
- Covers multiple trips in any one year, for up to 65 days on any one trip depending on level of cover selected
- Up to £10,000 trip cancellation per person
- Up to £10,000,000 medical expenses and repatriation cover
- Up to £5,000 baggage loss, theft or damage
- Maximum age 79 years
Single Trip features
- Covers trips up 186 days (45 days when aged 66+).
- Up to £10,000 trip cancellation per person
- Up to £10,000,000 medical expenses and repatriation cover
- Up to £5,000 baggage loss, theft or damage
- 365 days advanced binding
- Maximum age 79 years depending on trip duration
Policy Summary:
- Choice of 3 Levels of Cover - Gold, Silver, Bronze
- Medical Expenses & Repatriation - Up to £10 million
- Cancellation - Up to £10,000 with the ability to top up to 20k speaking to our UK based team via phone or email
- Personal Accident - Death - Up to £10,000 per Adult & £5,000 per Child
- Personal Accident – Disability - Up to £25,000
- Trip Abandonment - Up to £10,000
- Baggage Loss, Theft or Damage - Up to £5,000
- Money Lost, or Stolen - Up to £500
- Cruise cover - Up to £2,000 for missed departure as an option add on for our cruise specific benefits
- Personal Liability - Up to £1,000,000
- 24 Hour Medical Assistance Helpline
- Comprehensive Sports and Activities Cover as an optional addon for Gold & Silver packages
Benefits differ depending on levels of cover
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