We are able to accept those with certain pre-existing medical conditions with no additional premium but can also accept a much higher level of medical condition by charging an additional premium. Just follow the prompts when completing the online application.
Countries of destination should be checked against the Foreign and Commonwealth Office web site for advice on travel as some countries may be affected by advice given on www.fco.gov.uk (see policy exclusion 2). Sections1-12 & 14-20 underwritten by Sirius International Insurance Corporation UK Branch. Section 13 is provided by MGA Cover Services Ltd and underwritten by CBL Insurance Europe Ltd
Reciprocal Health Agreements – EU, EEA or Switzerland: If you are travelling to countries within the European Union (EU), the European Economic Area (EEA) or Switzerland you are strongly advised to obtain a European Health Insurance Card (EHIC). You can apply for an EHIC online at www.ehic.org.uk or by telephoning 0300 330 1350. This will entitle you to benefit from the health care arrangements which exist between countries within the EU/EEA or Switzerland. In the event of liability being accepted for a medical expense which has been reduced by the use of a European Health Insurance Card we will not apply the deduction of excess under section 2 - emergency medical expenses.